Indian Postal Tax Investment Scheme
Today we are telling you about the Gram Suraksha Yojana, one of the best investment schemes of the Indian Post Office. This scheme not only gives you better returns but also protects you from the risk of market risk. In the post office’s Gram Suraksha Yojana, you can create a huge fund of Rs 35 lakh in a small investment of Rs 50. Let’s know about this scheme in detail…
how much to invest
You can earn lakhs by investing safely in India Post’s Gram Suraksha Yojana. You can deposit funds up to Rs 35 lakh by investing Rs 1500. 1500 rupees monthly means you can secure your future by saving 50 rupees daily. Under this scheme, if you buy a minimum sum assured of 10 lakhs at the age of 19, you will get a return of 35 lakhs at the age of 55 years.
How can you invest
The Indian Postal Department has launched the Gram Suraksha Yojana under the Rural Postal Life Insurance Schemes program. Any person whose age is 19 years or more and less than 55 years can invest in this scheme and collect huge funds. You can invest in this scheme with a minimum sum assured of Rs 10000 to Rs 10 lakh. You can pay premiums on monthly, quarterly, half yearly and yearly basis.
35 lakhs will be available at the age of 58
That is, if you take this scheme at the age of 19 and invest Rs 1515 a month, then when you are 58 years old, you will get a big amount. On the other hand, if you take this amount in 58 years, then your monthly investment will come down to Rs 1463, and if you take the sum assured in 60 years then you will have to invest Rs 1411 every month.
Other facilities available
Not only do you get a hefty amount with this scheme, but you also get other benefits. If you invest in this scheme, then after 4 years you start getting the facility of loan against the deposited amount. On the death of the policy holder, the nominee will get the deposited amount. You can easily get this scheme opened by visiting your nearest post office. The sum assured and investment amount will change according to your age.